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Category: Best Retirement Towns and States

Note: We now have Part 2 of this series, which summarizes the many (over 248) comments made to this article. Obviously, we struck a nerve here!

Nov. 9, 2010 — You might be the kind of person who wants to retire somewhere warm. You’ve identified some states where the climate is a lot better than where you are now, and where outdoor recreation is possible12 months of the year. You’ve also done your research and have chosen a state that that is tax-friendly. Chances are, the states that meet those criteria are in the South. And that probably gives rise to other questions.

Even if you have never spent any significant time in the South, you probably have an image of what life might be like be like there. Without the benefit of experience, however, that image is probably off the mark. In this article we will attempt to answer some questions to help you become better informed: Will the people in your new community be friendly? Will you, a Yankee, fit into the social and cultural ecosystem of your new southern home? Will you be able to contribute your time and talents to your new community in the way you expect to? Will you be comfortable with the political situation and attitudes? And how about the food?

Our apologies in advance if this article offends anyone. The opinions given here are personal, undoubtedly biased by a native northeasterner who has only spent a little more than 2 years of his life in the South. Our attempt to answer the question obviously reflects a northern point of view. The corollary to this question is clear too: a southerner moving to the north should also be concerned about experiencing social and cultural issues in their new adopted region.

Regional Differences Magnified –Fairly or not
Sue Cerulean, a transplanted New Jersey native who has spent her adult life in north Florida, makes a great point about the kind of differences a Yankee will find in the South. She observes that… “the differences a northern transplant is likely to notice in the South are more of a rural vs. urban issue than they are northern vs. southern”. We agree, and would add that socioeconomic status differences also tend to stand out – whether you are in the north or the south.

Sure, there are some physical differences. When you stray from the Interstate the landscape features piney woods and red clay soil. When it comes to differences between people, the most obvious clue comes when we open our mouths. Different accents provide an obvious reminder of regional identity, which can create a barrier to mutual understanding and trust. The fact that newcomers stand apart from locals only compounds the social and cultural differences. Human groups usually prefer socializing with their own kind – in Savannah or Saint Louis – which explains why people who move to a new town might feel unwelcome.

What do you bring to the party?
Part of a successful transition to any new town has to start with you. What are you expecting in your new community, and what are you bringing to the party? If you want to be part of the community and are willing to get involved in working or volunteer activities, chances are you will soon feel a part of things. But if you want to do your own thing, you might feel like an outsider. Likewise, if you appreciate new cultural experiences, your transition will be easier no matter where you retire. On the other hand if you prefer to socialize with the kind of people you already know, then you should probably investigate an active adult community and stay away from living in a town or city.

Politics and Religion. Chances are your new southern home might be in a state that is more conservative than where you are now. In the 2010 mid-term election we just saw that the new South is trending more Republican among white voters, and Democratic among African-Americans. In small towns you will probably find that attitudes toward hom*osexuality might be less welcoming in the South. The southern brand of religion is a generally bit more conservative than its northern counterpart, although that is certainly not universally true.

Food. The good news is that Southern cooking is usually at a pretty high level. The typical small town restaurant puts a hearty meal on the table. With plenty of butter and bacon as ingredients, it might not always be the healthiest, but it will be tasty. Barbecue, fried chicken and gravy, and hush puppies are foods your editor can’t wait to experience South of the Mason-Dixon Line. And that is not to say that there aren’t great restaurants offering every kind of cuisine.

Deep South vs. Mid-South. In our opinion certain states are more “Southern” than others. Alabama, South Carolina, Mississippi, and Georgia have a stronger Southern culture and feel, with exceptions guaranteed within those states. The houses don’t look the same, as bungalows and ranch homes replace salt boxes and northern frame styles. Like small towns in other areas of the country, zoning laws are not as restrictive as in affluent northeastern towns. Trash along the highways does seem to be a Southern scourge. Statues of Confederate war heroes on the town “square” (the “green” to many Yankees) will remind you of where you are. In the Deep South the differences are more extreme because the culture is stronger.

The Carolinas. Particularly near the coasts and in the larger cities, retirement in the Carolinas may offer more of a neutral living experience. A steady stream of transplants from across the country contributes to that. For a sophisticated, intellectually active environment, you might consider the dynamic Research Triangle area of Raleigh-Durham. Even the most jaded New Yorker could find adequate stimulation there. In popular retirement towns like Mt. Airy, Asheville, Greenville (either SC or NC), or Pinehurst, the person you bump into at the Piggly Wiggly is just as likely to be from Harrisburg as a town in North Carolina. In parts of the Carolinas without a heritage of outside immigration, however, you might be in for a cultural jolt. The locals are undoubtedly friendly, but it might take them awhile to get used to your Yankee ways – and vice versa!

Mid-Southern. Mid-Southern states like Tennessee and Kentucky can offer a mixed experience for retiring northerners. Nashville, Chattanooga, or Knoxville offer a pleasant small city experience, with tons of culture and a college town environment. Retiring to an area like Paris, TN, which attracts retirees from a wide area, will tend to minimize other differences. In a small town with few retirees coming in from other states, you might not feel at home for a long time – unless you make the effort to join in on community activities.

Florida. The Sunshine State is, for the most part, a cultural melting pot. Fort Myers, for example, is the quintessential American suburb, with sprawl, busy highways, and big box stores by the gross. Living there requires almost no cultural adjustment, no matter what part of the country you are coming from. Old Florida, to be found more in the western and central parts of the state, still retains some of its old Southern charm and differences. Personally, we find this charm very appealing – harkening back to another, kinder and slower era. But could we as a Yankee enjoy living in a regular neighborhood in a small town like Chiefland – probably not. But in a southern-looking neighborhood in cosmopolitan Tallahassee, definitely.

Cities in the South: The South has its fair share of bustling cities like Atlanta, Birmingham, New Orleans, Jacksonville, Tampa, Nashville, and Charlotte. There are mid-sized cities like the college towns of Athens, GA and Tallahassee, FL. Living in one of those cities offers an experience not much different than living in Philadelphia, Pittsburgh, Cleveland, Chicago – or Ann Arbor, MI. Either way you will be living in a city where many of the residents are from somewhere else and the cultural opportunities ample.

Where You Live – Active Adult Community vs. In-Town
The great leveler in regional differences is the active adult community or other big development. Home builders like Pulte, Del Webb, Centex, Toll Brothers, Jensen, Daniel Homes, and others have been on a building boom from New Bern to Bluffton to Huntsville and parts beyond. Thanks to the south’s attractive climate, favorable tax structure, and plentiful and cheap land, retirees from all parts of the country and Canada are moving south to these new communities. Some are near metropolitan areas, such as the National Village at Grand National is to Birmingham or Fairhope is to Mobile. Others are further afield, built near recreational areas like Lake Keowee or Amelia Island. Even more are in the hinterlands, far from anything, or near a very small town.

Living in one of these developments tends to diminish and soften the regional differences you might expect to see by moving to the South. That’s because you will be living in a self-contained environment which you rarely leave. Sure you will go to town for most shopping and medical needs, but your social infrastructure will mostly be centered within the active community. So, even if the small towns around your enclave seem alien – you only have to drive by this world, not have it as an everyday experience.

There is the South in your mind… but there are really many Souths
There are indeed many different kinds of environments in the South. With so much diversity anyone from the north should be able find a compatible location for a happy retirement in the South. And for those who choose to live in an active adult community or development, as opposed to residing within a town or city, adjusting to living in the South is usually almost not an issue.

Recommendations to consider
If you are concerned about your ability to be a happy Yankee in a southern world, consider these recommendations and questions:
–Choose a city rather than a small town
–Go for a college town or community that is known for attracting retirees from all over the South
–Don’t move anywhere without staying in that community for an extended period of time (visit first, then rent)
–Select an active adult community if you want to live with people like yourself
–If you want to live in a town or city, make an extra effort to join in the community
–If a development that is far from a major town or resort, take that remoteness into consideration
–No matter where you move, plan to make social connections as soon as you arrive – visit churches and join one, join a club (perhaps one you are already affiliated with like the Rotary), take up a sport, take a class, be open to new people, friendships, and experiences.
–Be open-minded about your new community – imagine what a stranger might experience by moving to the town where you live now

What do you think? What have your experiences been if you have either retired in the South, or explored different communities there? Please give everyone on this site the benefit of your experience.

November 10, 2010

I enjoyed the assessment and believe the author made some good suggestions. I grew up in central Mississippi, but moved to the Rocky Mountain states nearly 25 years ago. I'm retired in New Mexico. My wife and I occasionally visit old friends in Mississippi (mainly high school reunions), and we always have a great time. Yet, we also feel as if we are in a time warp when we go back to Mississippi. The old friends are strongly tied to the narrow visions we held as children. They seem very happy with who they are, and that' great. But, it's always a reminder that we wouldn't fit in. We're always amazed at the depth of their beliefs in one religion, one political party. Unlike where we have been for nearly 25 years, too many people in many communities of the South (smaller towns) want to know what religion you are, who your family is.

Yet, there are communities in the South with transplants from all over, and I believe those communities are far more accepting of people with different views, different religions, different ideas. I also think people from the North have a much greater chance of fitting into those communities and being happy.

Another consideration has to do with the climate. I think my wife and I would struggle with the heat and humidity that we knew as the norm when we were kids. Generally, the farther one goes into the deep south, the longer period of the year one will experience with no breaks from the oppressive heat and humidity.

Peter F. Lydens says:

November 10, 2010

I found while living in various places in North Carolina, that if one offers their time and talents to the community, while at the same time not constantly telling people about how it was done in the community one moved from,that one will find a niche in the community.

I now live in Mt. Airy, NC (11,000 Est. Pop),a community that welcomes retirees and persons seeking a better quality of life style for the experience and talents they bring to the community. Mt. Airy has all the facilities and services that make life enjoyable, as well as a variety of quality education opportunities, and a surprisingly large cultural and entertainment offering. A caring and friendly attitude towards newcomers, as well as long time residents, makes the community especially attractive for retirement.

H E Flaherty says:

November 10, 2010

June 1, 2014

So glad to see this subject come up. I grew up in California and lived in several areas there... along with areas in Oregon. I moved to Arkansas for my now ex...I lived in fort smith and Fayetteville (college town) for around 20 years. Prior to moving to the south I thought the south the people would be warm and friendly and was open to making changes and trying to be part of the culture. I had no idea what I was getting into and how deep the cultural changes would be. My experience was that I would never really fit it. I wasn't raised there, I did not have family there, I did not attend the type of church/religion that was prevalent there, and did not carry with me all of the premises

Iwashere says:

You can also pick your favorite from this website.
http://en.wikipedia.org/wiki/List_of_regions_of_the_United_States or
http://memory.loc.gov/ammem/gmdhtml/rrhtml/regdef.html or
have fun with http://www.learner.org/interactives/historymap/fifty.html ... Follow through to the quiz
PS Florida is often not considered southern for certain types of research.

Ellen says:

June 4, 2014

I would appreciate any insights/comments about active communities in the South, especially Florida. My finances are limited, both with regard to buying a condo and not getting hit with exorbitant HOA fees. I'm currently in Missouri in an isolated area. After my husband died, I no longer want to be out in the middle of nowhere and far from a big city. Visited a friend who lives at one of the Century Village communities in Deerfield Beach, Florida. I need a lot of activities, and especially need to be able to swim year round. I've lived in NY and miss deli food, so was happy to find everything I liked available in Florida. It felt like NYC South. Not sure about the heat and humidity, but I'm hoping that being more active will enable me to become healthier, lose weight, and tolerate the heat better. It seems to be important to investigate the HOA before moving to make sure you don't get in with difficult, unreasonable people. I would be interested in any information (good/bad/ugly) about such active retirement communities. Thanks--I've really enjoyed your comments. Like hearing about personal experiences and perceptions.

Gail says:

June 5, 2014

Roseann: My daughter lives in Southport and loves it. It's a lovely little town that has retained much of it's charm because it's out of the way. Every time I've spent time there, I've been impressed with how friendly everyone is. We are considering a move there in the not too distant future. Good Luck with your search.:mrgreen:

Mike M says:

June 5, 2014

When I was in the Air Force in 1974 I was stationed at Charleston AFB. The area was beautiful but one thing we could not stand was the smell of the papermills especially in the hot, humid summer. Can anybody tell me if the smell is still there.

Debra says:

June 5, 2014

Dick that is very true. If you replaced the word Southerner with liberal, conservative, black, or white some of these comments would be deleted in a flash. Anytime an article states, Our apologies if this offends anyone, the author already knows they are going to be offensive and decides to go ahead.

Editor's Note: Thanks Debra. Please see our comment added to Dick's excellent post above.

SandyZ says:

June 5, 2014

Love Dick's comments! We all can relate to someone who is new in our town, wherever that town is, constantly commenting about how things were done back in whatever town. I have moved several times and I always meet these Negative Nancy's. Of course she/he is usually insinuating that it was better back there! If you are planning to move, leave all of that behind, ease into your new hometown, relish the differences, and discuss the weather, the new museum you visited, the best restaurant you have found - anything but your fantastic previous address. Quick turnoff and you will never be happy!

Godsgirl says:

June 5, 2014

Having moved from the MW to W TN, I can affirm that it is a culture shock...at first. Our biggest problems were, at first, finding a decent contractor and seeing so many stray animals on the road. But we have solved one problem and noticed that the other is being resolved...slowly, but they are making progress.
But nevertheless, wherever you are, go out and mingle, discover, get to know people. Southerners are like people everywhere. Northerners talk behind your back just as they do down south, with the exception that here, it ends with a "bless their heart". You find the good with the bad, you find highly intelligent and industrious people right next to those who haven't seen a bar of soap in a while and let the world go by.
What you have around here are very low property taxes and fairly low COL. Summers are from hot to hotter, and the winters are cold, but nothing too extreme. At the moment (almost 9 a.m. CST, I have all the windows open and feel a nice breeze coming in, while I am watching an amazing array of songbirds in our front yard. It will be in the 90's later on.)
You will find everything from hiking trails to boating, swimming, fishing... TN river and lake (Pickwick Dam), golfing and many historical sites. The more we look, the more we find, and we are discovering more daily.
What's nice about this area is that we don't have to mingle if we don't want to. Its not that crowded. If you want to mingle, you will find people within short commute.
And one more thought. The south is slowly changing. The more people become engaged in what is happening around them, the more it will progress. So while we were searching for greener pastures, we realized that the pastures all come with negatives. Its why we have decided in favor of making this place our home base, are in the process of buying an RV and will be discovering America whenever we feel like it.
While exploring, we came across this community that may be of interest for some.
http://www.pickwickpinesresort.com/

June 9, 2014

Hey ella, I use to be conceited but now I think I am a hell'va nice guy.

Just enjoy kidding a New Yorker. Hey we are all Cousins = have the same uncle Sam.

Ciao

ella says:

June 9, 2014

:razz: Robert

June 10, 2014

This is a very interesting track of comments. I am a life-long south side Chicagoan, (62 years) about to move "lock, stock & barrel" to Mesa, AZ.
I see the clear message of acceptance differences for people moving into the southern part of the country, and sometimes vice versa.
THE BIG QUESTION.......Does the southWEST fall in the "south" bucket?
Is the southwest United States not as firmly entrenched in traditional Southern traditions and acceptance issues?
If there is a difference between the deep south and the west and southwest parts of the country, could it be that 100 years ago the west and southwest we're very, very sparsely populated?

I ask these questions because my many visits to the southwest have never resulted in standoffish behavior or lack of acceptance.

I'm moving in September anyway, but I would appreciate anyone's experience about attitudes in the Southwest, in places like Arizona and New Mexico and even Colorado. ????

Mark Cassidy says:

June 11, 2014

I also was born and raised on the North side of Chicago.I'm 61 and my wife and have been in the Phoenix metro area for 18 years. Don't worry about moving here half the people who live here came from back east. As a mater of fact people refer to this area as Chicago West because there are so many transplants. They just opened a Portobello's restaurant in Scottsdale. The CUBS & White SOX play spring ball here there is a lot of Chicago culture here. You will meet so many people from Chicago here you'll never be home sick. The only thing that you will have to be concerned about is the summer heat.

Dave C. says:

ann says:

June 16, 2014

June 16, 2014

You are absolutely correct Leonard everything is relative. Are you still living in the Chicago land area?

Betty says:

June 17, 2014

71 years old; born and raised in NH, but have done alot of traveling in an RV for months at a time. Yes, our cities are more "rural" than cities like Boston, MA, but Boston is less than 1.25 hours drive from my home, Montreal in Canada is a 5.5 hour drive. New York City is a 6 hour drive. The Atlantic Ocean is an hour away and the mountains are about 1.5 hours from my home. The closest big lake is 20 miles away. I love the changing seasons, especially fall with the leaves changing color to vibrant yellows, reds, and orange. I find the warm weather states, such as Arizona and Florida, nice for a visit but would not like to live there year-round, as there's not enough diversity in the weather for me. I even enjoy the beauty of winter. Being retired, I can stay home when weather is bad, should I choose to do so. During a snowstorm, the road crews do a great job of clearing roads and quickly. I NEVER missed a day of work due to weather in all my years of working as a Registered Nurse. After my husband died, I hired someone to plow my driveway and shovel my walkway. It's not difficult to find help, if needed. It is cold during the winter months. There's the added costs for heating during this time.
We have no income tax, estate tax, or sales tax, except for a 9% tax on rooms (hotels/motels) and meals (restaurants). We have a state 5% "interest and dividends tax" on any interest and dividends above a specific amount, which, as I recall, is $2500. Our property taxes are high, as is our town tax and registration fees on vehicles, including RVs/campers. (Of note, those fees decrease as the vehicle ages.)
I don't understand the reference to "mountain men". Yes, some men have beards- many are in the upper income brackets, as well as those in the low-to middle income. Many are retired. Many have trimmed beards as they look better/more "distinguished" and it hides a "double chin!:wink:
I read these forums, which I find enlightening, because there may be a time when I'll want to spend a few of the winter months out of the cold or need to be in an area with a lower cost of living.

Leonard says:

June 17, 2014

Mark Cassidy: Yes, I still live in the Chicago area. I live in Oak Park which is a suburb next to Chicago. I retired last year and have no immediate plans to move. I don't want to sound excited about paying taxes, but Illinois does not tax pensions and social security. So, I'm somewhat looking forward to filing my 2014 taxes and seeing what a difference that will make as my only taxable income will be dividends and interest on my savings. That break for retirees in a small way makes up for the high property and sales taxes we pay in Cook County. Of course, the state is in such bad financial shape it may only be a matter of time before the politicians decide they need to tax social security and pensions.

Elaine says:

June 18, 2014

"Mountain men"...getting up and walking out on an interview are the type that I refer to. they were very interested in the position until near the end when that corporate directive was mentioned. seems odd to me. And the comment was directed to the women who did not care for small town NC. Just pointing out that it might not be solved by sections of NH

Lynne says:

Joe B and Sandra,

Almost bought in Delaware last year. Pulled out due to potential for flooding in the community, propane gas ($), expensive water (most residents have a well dug), long lines to get into restaurants (even in Feb). Many communities have smaller lots so if you don't mind being close to neighbors you may be ok.

June 29, 2014

LORRIE...
Most everything Jeannie reported about Gainsville FL just about applies to Ocala Fl..altho Both have completely different personalities. Accesibility to major hospitals in both. Ocala has 2 hospitals (Ocala Regional and Munroe hospital across the street from each other) that are consistly in the "TOP 100 HOSPITALS iN AMERIA" List.. with Monroe hospital being in the "TOP 5" for Cardiology.
Ocala is 45 minites south of Gainsville...1.5 hrs north from Orlando....2 hrs from Jacksonville, Daytona and Tampa and 1.5 hrs between the 2 Great Bodies of water..(Atlantic & Gulf of Mexico).
Central & North Central Florida usually is spared from really wretched Hurricanes and such (Disney researched and with this reasoning, decided to move in North Central Florida instead of South Florida) If I remember right. Disney has only closed ONCE because of weather.
Going north past Orlando there are no Canals..but a good amount of rivers and Lakes and "HILLS"...thats right hills...beautiful "ROLLIN HILLS" with Pastures with many Grazing prize Horses and Cattle. Some areas still have Fruit farms.
Its generally true if you stay from the Florida's popularize areas you can still find reasonable prices for everything. The 3 caveats you have to make up your mind that will happen is...

1/ The Natural beauty of Florida will be slowly taken away from wherever you live in Florida...to be turned into Housing Developments and half empty stores in shopping malls by the Developers.
2/ usually with the Blessings of the Greedy Polititions & Commissioners..
Florida is full of suspect polititions who love "MONEY"..whether in their campaigns or pockets. I have never meet one that didnt. But this all happens slowly over time and perhaps there is still time to get a chance to enjoy it all.
ALSO
NEVER EVER MOVE TO A TOURIST AREA UNLESS YOU WANT TO BE CONSIDERED 2ND IN LINE...

Lorrie says:

June 30, 2014

CJ Amen to that last sentence! Really what happened to this lovely little town, sadly. The last 5 years have been just awful here. I have searched a bit on the internet the Ocala and surrounding areas. That will be part of our hunting tour in October as we will drive from here to Colorado. It does look lovely in Ocala and I love the tax situation in FL and it would be a much easier move. My concern there is the sinkholes, which I am trying to research some. There is a giant national forest near Ocala and the houses near there look rather rural so that will be checked out as well. I would really like 10 years away from people before old age forces a more communal living situation, lol.

says:

June 30, 2014

Anyone here have any experience or care to comment on Blacksburg VA? Because it's primarily a college town , it appeals as a way to keep my hand in the engineering game. The costs seems reasonable - most anything is reasonable than Long Island. I am particularly interested in the summer climate. It appears closer to mountains so humidity may not be as harsh as other parts of the state.

Thanks for all responses

Jeff says:

July 1, 2014

Alleyeski,
Check the NOAA site for the data you require.
Jeff

ella says:

July 2, 2014

Alleyeski,
Another good site is Sperlings Best Places to Live. Use the Climate tab. Check the other tabs too. Many useful. My best.

ella says:

July 2, 2014

Liz,
Thanks for your comment about the Money calculator; i truly appreciate your attempt to help. Unfortunately, that calculator only deals with large cities (i'm looking for small towns), and it doesn't take taxes into account. I'ts hard to get all the facts, but i'll keep trying and with people like you maybe i'll get there. Thanks again!

Jill Ryan says:

July 2, 2014

I may be getting my head handed to me here, but I'm going to take the chance. I have lived all my life in New England…half of that in VT - as has my partner of 32 years. We are legally married here. We come from the "liberal northeast". My concern, as a lesbian couple, is that we will not be able to make a new home in the NC/SC region due to regional prejudices. We have always lived in a rural area and enjoy that lifestyle. Our way of life has never been an issue. We don't want to have to move into a southern city in order to possibly find a diverse and accepting neighborhood…if there is one. Is it possible to live in rural NC/SC, or in a subdivision, and not face ostracism or even hostility from the folks there? The political climate one sees on TV points to a difficult , it not impossible transition to the area? We don't want to move south only to become pariahs. Your observations would be helpful in our decision making. Thank you...

LisaJ says:

July 3, 2014

Jill-have you thought about Chattanooga TN? It is a very nice town with accepting and open-minded people.

Jeff - have an Old Air Buddy (retired Major) who lives in Columbia Ga - might want to check it out. Robert (USAF)

marsha says:

July 6, 2014

Jeff- Athens GA is very special. Lived there twice with my job. Many people who transfer there (including my NE friends) never leave if they can help it. Costs can vary by county. Always something interesting going on!

Anna says:

July 7, 2014

These are all wonderful suggestions, but I'm a horse lover!!! Has anyone retired in Kentucky near or in Louisville or Lexington? I've visited these areas on vacation. How are they to live there year round? Thanks! Two years to go and counting!

Alice says:

July 7, 2014

Speaking of retired military, can anyone offer any advice about retiring in Abilene, Texas near Dyess AFB? Thanks.

ella says:

July 7, 2014

Editors note: see our extensive series on the rv lifestyle
http://www.topretirements.com/tips/Adventurous_Retirements/Living_the_Mobile_Lifestyle_in_Retirement.html

MarkG says:

July 8, 2014

Sandra,
I live in West Hartford, CT and I grew up just north of boston. If you can afford it Amherst, MA area is a nice place to live there are five colleges in the area. From reading this blog you Connecticut is very expensive to live they have taxes on top of taxes and regular gas is over $4.00 a gallon in my community. Around hartford the Farmington Valley is nice and Madison along the coast. I also lived in Providence RI for fifteen years and my wife and I visit Providence often but again very expensive to live especially regarding taxes. We saved money when we relocated to Connecticut. Boston is great but look for a town on the 495 loop that has commuter rail service. Massachusetts is a better state to live in for retirees then CT or RI. The Berkshires is beautiful along with Saratoga, NY. I am told that NH is the place to be, no sales or income tax beut real estate taxes are very high and I heard they added a View Tax. If your property faces a mountain or the ocean taxes are higher. NH just raised the Gasoline tax.

Sandra says:

Whoops, sorry. Here are the websites:

http://www.kiplinger.com/tool/retirement/T055-S001-state-by-state-guide-to-taxes-on-retirees/

http://www.kiplinger.com/slideshow/retirement/T006-S001-10-least-tax-friendly-states-for-retirees/

http://www.bestplaces.net

Diane says:

July 9, 2014

Ella -
There is a quiet side to the Smokies - and wonderful mountain homes near good roads - Wears Valley - Townsend - Sevierville (is not in the 'tourist' mecca) which has a new hospital associated with the University system - and they are building a brand new VA hospital next door. You can be just 15 minutes from town and be 'alone' either 'in' the mountains (email me and I will tell you about the cabin we rented one Christmas).
I thought about Toccoa but have a friend who is the wife of a General officer who attended the same college I attended and she HATES it! Says that there is nothing there for any type of 'cultural' experience except mountain and bluegrass, and like me, she occasionally enjoys the classics. Which is another reason we are choosing Sevierville since with the university nearby there will be more variety and all the 'country' we can handle! The Christmas we were there, my daughter and I took a 'ladies night out' (she has two sons who stayed with Grampa), went out to dinner and saw Joseph and the Amazing Technicolor Dreamcoat, which I had seen but she had not - and it was a very nice presentation, and was not crowded.
My suggestion is to rent for no less than 6 mos. and then make a decision. This will be our last move - I am 71 and my husband will be 76 next month, and we HAVE to be happy.
You can email me at dsanfilippo303@comcast.net
I also have a great realtor with a wonderful website that I will share with you - she has been SO patient with me for the last three years as we prepared our house for sale - it's on the market now so pray!
Oh, we found it MUCH cooler in Sevierville than our home in Virginia - the humidity is much lower, thus the main difference. I may have to soak in baby oil but it will be worth it!

Sandra says:

July 10, 2014

Ella....thanks for the websites.....I have always used Kiplingers and there are a few more out there but I like Kip. the best, so far........have not checked out Sperling's.......will check it out........and, it is just me, myself and I. I have done enough research to realize that a lot of this info that is done by these websites are based on a retired couple with a much bigger income than I have......sad to say. I can even consider some of the "worst" states to live in because of this........SOME not all..... parts of NY, VT, MA would be even be feasible....depends on a lot of different things. That's also why I didn't really state my preferences.....I'm flexible.....and can usually figure the place out when I reasearch it or talk to realtors in the area......the places people tell me about give me different perspective on the areas.
As far as this forum going off track, I'm from NY...the state.....not the city........there's a whole lot of NY out there besides the city......... been living in South for over 10 years........and I'm hoping I can get back North in my retirement. I've stated the reasons before, all based on my experiences and my opinions. So I am a Yankee ..... and I just think, IF possiblle, this Yankee would like to go home.

ella says:

July 10, 2014

July 12, 2014

Roseann,

You mentioned NC is changing it's "tax" breaks for seniors. I do know they changed some things recently, do you have information more detailed info than this article and Kip tax by state info? http://www.forbes.com/sites/ashleaebeling/2013/07/16/three-new-tax-reasons-to-retire-to-north-carolina/ The changes seem to belie the article title. Living there keeps on more in the loop.

Dave C. says:

July 12, 2014

:shock::shock::shock: How about the site administrator stopping this thread, and starting a new one? All the latest inquiries and questions are interesting..... But had absolutely nothing to do with Yankees moving into the south.
If we continue in Top retirements, to allow our topics to be diluted and totally ignored, we will eventually lose the interest of our readers. If I see a headline, and open up the comments and find they have nothing to do with the topic, I will not continue to open the messages. That's how you lose readers. The latest comments on this thread are very interesting and potentially helpful, but they have nothing to do with the topic! If we continue to allow this disconnect we become our worst enemies and Topretirement's will shrivel up and disappear. :roll:

Editor's Note: Thanks for the feedback Dave. You are right, a lot of discussion gets off topic. Usually newer people who haven't looked around or had time to find a better place to ask their question. Our least favorite questions are "tell me about (name of city)". It is so open-ended and indicative that they haven't looked - we probably have tons of stuff already. We will try to do a better job of moving off-post comments to a better place.

Richard says:

July 12, 2014

Re: Pawleys Island, you can find great houses for 225K with HOAs under $100 per month. It's on the top of our list.

John H says:

July 12, 2014

Dave C - you are correct. Also, in general, everything here seems to be about the eastern half of the USA. Wish we had an "area specific" blog so I can skip those areas I have little interest in. Maybe there is but I haven't found it yet. Just saying.

Editor's note: There are several places on the site where western areas of the country are discussed. You can always use the Forum. In the Blog there have been several articles comparing various western states, such as http://www.topretirements.com/blog/great-towns/retirement-101-arizona-new-mexico-and-utah.html/

Larry says:

July 12, 2014

It would be helpful to all if folks defined their terms. For example, in reference to Pawleys Island, where I own a condo, what does "deep pockets" actually mean? Richard is correct; you can find great houses in the low $200s (and very nice condos beginning around the $100s), with a low tax rate. Pawleys is about to welcome its 5th supermarket within a few miles which is more than the area needs but will certainly keep down food prices via healthy competition. Pawleys also has the widest range of restaurants at all price points, and the beaches are free. Right now, I've seen green fees on excellent golf courses in the area of less than $20, cart included. So when we throw terms around like "deep pockets," it would be nice to have a frame of reference for what the author of the comment means. Sure, Pawleys may be more expensive than a town in the middle of nowhere, but it is a far sight cheaper than towns in more urbanized areas.

July 13, 2014

Elaine, No, I have not found any new info..Forbes is posting what I found in other articles. I for one do not want to end up living were every thing will end up being taxed.

Barbara says:

July 13, 2014

We lived in Ellijay, Georgia for over 11 years and while the area is beautiful, the cost of living in Georgia is a bit high.

I have found that Cleveland, Tennessee gives you the best of climate, beauty and cost of living while still being fairly close to convenience amenities. Plus there is no state tax. However most everything is taxed and the sales tax is equivalent to Georgia's. The drivers licenses and and other state regulated taxes are better in Tennessee. Best thing you can do is go on line and do the demographics. Good Luck.

sunlovingal says:

July 13, 2014

As far as Yankees living in the south, I just came back to Delaware from visiting my Sister in Sun City Hilton Head...everyone there was from the North. There is no 'discrimination" whatsoever there. It's a really nice place, but I am into a little more change of seasons and find my beach here in the Mid-Atlantic a better fit. Very humid summers that last quite awhile. :cool:

sunlovingal says:

July 13, 2014

Correction on above last line of comment..I meant, "Very hot humid summer's there in Hilton Head that last quite awhile" :cool:

ella says:

July 14, 2014

Hi Barbara,
You're the first to have left a comment on actually living in Northern Georgia. I've been interested in the area (Ellijay, Blairsville) for quite a while with plans to visit. Can you tell me about the area. Also, what is so expensive? More so than Tennessee? I read that for those over 65, the first $130,000 are exempt from state taxes so for me and my husband that is better than Tennessee's state tax policy. Any input would be so appreciated. Many thanks! ella.

Leslie Anne says:

March 28, 2015

Having always lived in the South and having many friends who have moved here from up north, I can tell you the one difference in those who have enjoyed the experience and those who have not is their ability to "go with the flow." If someone moves from another area and immediately tries to change things, telling us everything was so much better where they were, it doesn't win them many friends.

January 18, 2016

My son has been living in Knoxville about 6 months as a cable installer. He is looking for a home in the Oakridge area due to less of a crime rate there. He said Cost of living is comparable to Knoxville. Oakridge is part of Anderson County and part of Roane County, 22 miles northwest of Knoxville. Melton Hill Lake is part of the atmosphere with boating, canoeing, fishing, swimming, golfing, and billiards, plenty of things for his family to enjoy. There is a senior center called Echo Ridge a 55+ community that my son has mentioned to us, but it is in Knoxville, Knox county.

Gerard L says:

January 18, 2016

My wife and I have retired to Pawleys Island SC and have not encountered any of the negative attitudes that Jack D has expressed. I have lived in many areas and was raised in NYC. There are ignorant, small minded people everywhere. The sweeping generalizations expressed by Jack D are accurate from his perspective and world view but may be far from the reality of the experiences of people living there. My daughter moved to Tuscaloosa,AL for a job and she has made some of the strongest and warmest friendships of her career. So much for stereotyping people and geographic areas.

jeb says:

January 19, 2016

To DeyErmand

Have y;our son check out the environmental/health safety of living in the Oakridge area. There has been many, many cases of cancer, asthma,etc. over the years.. Lived in tn for 15 years and that's all we heard time and time again about the area. Pls check it out

DeyErmand says:

January 19, 2016

Thx Jeb, will do today. Best to be 50 miles away from anything like that!

Debbie says:

January 19, 2016

Dear DeyErmand,

You mentioned that you prefer the Georgetown SC area. Could you tell me why that is? Looking for a nice, warm area to retire close to the ocean. Wonder about huge home insurance costs also due to the proximity to the ocean. Any input would be greatly appreciated.

Thank you, Debbie

says:

January 19, 2016

Our daughter and family moved from Pittsburgh PA to Fort Mill SC (just over the border from Charlotte NC) over 8 years ago. Never experienced any "Yankee" snubbing whatsoever. Gorgeous area with wonderful warm friendly people. Young family area, which is most likely the reason.(.no old stereo type people with judgemental ways). Looking to join them soon to enjoy this lovely area of SC. Sorry the above poster found the south so 'uninviting" . We found it just the opposite. Also we have family in Atlanta GA and Bluffton SC...also moved from the North years ago due to job transfers. Never experienced any unwelcoming vibes. Life is what you make it. Love the South!

Richard says:

January 19, 2016

DeyErmand,

Good morning. My wife and I love Pawleys Island and Murrells Inlet but weren't impressed by Georgetown. What did we miss? It is less expensive than the areas farther north. We want to make sure that we consider all viable options. Take care.

DeyErmand says:

January 19, 2016

Debbie, I was a renter for 18 months, job location/detail. I found the utilities cheaper, the weather great. I liked the fishing and hiking and walking on the boardwalk, talking with the residents/shop owners. Plus lots of people from the north and south, all helpful with information on the area.

DeyErmand says:

January 19, 2016

Richard, All I can say is visiting is not the same as spending a summer or longer to determine if it is right for your situation. Maybe it doesn't take much to impress me. I do know I want a retirement life I can afford, around friendly folks.

Art Bonds says:

January 19, 2016

jeb and Dey, Oak Ridge, TN is home to Oak Ridge National Laboratory, don't know if that that something to do with it... environmental damage and all.

https://en.wikipedia.org/wiki/Oak_Ridge_National_Laboratory

DeyErmand says:

January 20, 2016

Thanks Artbonds, I appreciated the background information. Isotopes and Uranium cleanup was removed to Carlsbad, New Mexico landfill. Still knowing that, I will stick to the rule of thumb, 50 miles for 50 years, due to the groundwater.

Debbie says:

January 20, 2016

DeyErmand,

January 22, 2016

I too am a Yankee transplant living in Texas for the last 18 years due to job requirements. I think the key to making it work is to find a community with a lot of similar transplants. In my case, it was an upscale suburb full of corporate executives, professionals and airline pilots. I think you would also find such a mix of transplants in the big retirement areas or in specific retirement developments. Moving into these settings would provide you with a sense of not being a total outsider because many in the community would be like you in that they are there because of work or they seek like-minded souls in retirement.

Will I stay in Texas after we both retire? Probably not. Maybe we'll move to some other Southern state or out West. Since we have lived in Texas, I've seen the state politics become more and more crazy. For instance, a new law went into effect this month to allow open carry of side arms even in colleges, hospitals, bars and practically anywhere else where it is not specifically posted as prohibited. Very scary these want-to-be cowboys.

LouiseAgnes says:

January 22, 2016

Hello everyone,
I wanted to finally jump in after having read "top retirements" for a couple of years. I chose this particular blog BC like JEB, I also live in WestTN with my husband and we have experienced all the items others have posted. The war has not indeed ended. We came here 15 yrs ago from MI after visiting my brother in law and his family on a couple of Easter breaks , nice small town, 1 traffic light, we purchased 15 acres- something we could not have done in Oakland county,MI. OMG !!!
We have had enough and are relocating to SoCal in August. After visiting our daughter and son in law 2 years ago, we knew we needed to move there. My husband has since that time- been looking for and applying for jobs through his company in SoCal. AND FINALLY landed one, he moved at Christmas time and I will soon follow. Cannot wait- we had a very enjoyable time in SoCal and enjoyed "feeling alive", not dead on the front porch swing or waiting to die BC your small town governs what kind of business they let move into town . As Bubbajog said there must be a reason 38 million people live in California.We pay our taxes,we are good people and have a great work ethic-something sorely lacking here. We are only in our mid 50's and know the down side to actually retiring in California. We will have to wait and see, I currently work at a local university and see the generation coming up has the same crummy attitude towards "those people" who are not from here:; sad they have learned this attitude from the families.
As I sit here, having the day off work BC of 7" of snow, I will continue to pack my house and down size at the same time-our new apartment will not hold very much !
My advice for sure is to visit for a period of time before actually buying into the 'quaint small southern town" mentality.
Louise

Louise says:

January 23, 2016

John D. You cracked me up! LOL!

Where in KY is where you want to live?

I own 1/5 share in a tumbled down farm in KY. My Grandfather died at age 110 and left the farm to his 6 children. 3 out of the six have since died. Grandpa died in the year 2007 and the property was on the market for a while but the 'children' thought the property was worth a million dollars so they yanked it off the market thinking it would increase in value...fast forward 9 years later and it is still not sold 3 children have died AND now it is getting passed down to the grandkids. LOL, I am a 62 year old 'grandchild'. Oh, and the last three 'children' are 86, 90 and 92 years old. OMG! This is a huge can of worms. I would suggest to anyone NOT to leave your property to your children in this way. The Will should be specific that the property should be sold ASAP and money distributed among the children unless one or more want to buy the others out. Now my cousin is trying to deal with this. Plus, the three children all have some form of dementia or Alzheimer's and are very argumentative about selling the property. This is a nightmare.

Art Bonds says:

January 24, 2016

ella, Bojangles is the haute cuisine couture of Southern food. Definitely a step above the fine cuisine of Chili's. ;)

Louise says:

January 24, 2016

Bob says:

January 25, 2016

I have spent several winters across the south from Florida to Texas. As other people pointed out, rent first! If you take a vacation during January to escape the cold of a northern winter you may think it is great, until you experience the heat, humidity, bugs, hurricanes and tornadoes during the summer! Again, as others have pointed out, your best bet is to find a community of other retirees.. While I have found the locals friendly when only dealing with things like shopping the big sticking point is religion in many of the smaller towns. The Bible Belt thing. "See you in church Sunday, right?" No, never. I don't believe. Oops, now you are not from their tribe. Also a problem with finding a fit in volunteering as so many of them are through church organizations. I've even had to put up with a talk about Christ and getting handouts when buying honey from a roadside stand. While I don't care of other people are believers I have found believers to be intolerant of those of us who don't, even having many ask me " How can you not believe?" Easy really LOL!
I have traveled the world and have never found a place I really like year round for climate. That is why the rich have homes in many places so they can be there at the best time. So I guess I will remain a snowbird spending winters and summers in different places.

doc stickel says:

January 25, 2016

Larry, thanks for your comments. As they say-minds are like parachutes. They work best when they are open. As you mentioned, there are people(everywhere) who are just rock-ribbed in their thoughts and actions. Have we met some down here? Sure. But, as you mention, the world still goes on. You do your best to find common ground, and common interest, and try to build on that. Best you can do. I didn't have to move to find those people. They also inhabited my home in Morris County, NJ., and I have folks and friends on the internet from around the country that send me many opinions I certainly do not agree with. That's life. What we did encounter down here, are people for the most part, that are more genuine, and when they ask you "how ya doing", they stop-because they really want to know. Perhaps things are not as rushed down here, and folks have more time for each other. As you and I said, it's what you make it! Thanks for the reply, Doc

January 27, 2016

My grandparents and dad were from Little Rock, Arkansas, and they moved to California in 1949 before I was born. Mom was CA native. Was raised Southern style from the age of 5 living with them and my dad after dad and mom divorced. Every Sunday was fried chicken, corn bread, black eyed and pinto beans, fried okra, sweet tea so thick you couldn't see through it. Sir or Ma'am always. You get the idea, a Southern raised gentleman in California, a hybrid so to speak.

Lived all over the US since then, CA, WA, AZ, TN, NE, FL, with stints overseas in service to my country (an obligation for every American, IMO). Conducted long term business in a dozen other states. Each area has a certain 'flavor' to it, and you have to learn to blend in wherever you go. Get to know the people. Most people are warm and accepting once you show that your are warm and accepting too. Even New Yorkers, who can be good at maintaining a hard exterior shell.

But I still consider myself 'Southern' in heritage and upbringing, and now live in TN. And I feel I can make fun of myself and my upbringing. Like ella the Bojangles quip was me making fun of me, my heritage and our stereotypes. And if you cannot make fun of yourself then there are parts of the anatomy that are probably a little too tight. After all, can't really make fun of others too much these days, so there is only 3 people I can make fun of... me, myself and I. And Bojangles does have some good chicken and biscuits, but not as good as grandma's! ;)

January 28, 2016

"Remember that the words you see on the screen were put there by other human beings. These people have feelings too. Read your message before you submit it to make sure you're polite, considerate, and kind. Don't generalize about people or groups of people - treat folks as individuals. If you can't be civil, we will delete or edit your post. The Topretirements.com community is a chance to connect with other people and to share important experiences. Always remember to be respectful and sensitive to other community members."

So what is not "polite, considerate and kind"?
- Making negative comments about other people's religions or politics
- Stereotyping groups, for example: Southerners mistreat their animals, northerners are unfriendly, etc.

Our goal here is to be helpful, informative, civil, and supportive. It is not to be anything like talk radio or cable TV where people shout at each other and cannot avoid having the last word.

Hope this helps. We appreciate everyone's comments here and look forward to more!

Art Bonds says:

January 30, 2016

Admin, thank you for that. I would just like to add something if I may. It's kind of what I do to avoid suffering the wrath.
There are ways to get my point across using prudent language. For instance I would say that "The Villages largely consist of conservative Republicans, Mr. Moore donates to conservative candidates and lets them speak at rallies inside The Villages". While it touches on politics those are actually well known facts, well publicized, is not negatively put nor is stereotyping, and it tells folks looking to retire there the lay of the land. They now know The Villages is not liberal by any stretch of the imagination. Now if you add "... and most have there heads up their..." it makes it negative and fair game for Mr. Admin's hook.
I think it would also be acceptable to Mr. Admin if you said that the local library has Christian fiction along with science fiction and self help books, but left out the complaint about not liking your tax dollars to pay for them.
It's not what you say, it's how you say it. Is that a fair assessment Mr. Admin? Or do you want to use this post as a teaching moment on what not to say?

From Admin: Nicely put Art. The way you phrase it is perfectly acceptable. As for the comments about Yankees, I can see how some people might take offense, although I don't. For the record, it has a long history of being a negative nickname. There is at least one theory (from H.L. Menken) that the term originated as a derogatory term used by the English settlers to describe a Dutch settler in America. As in, here comes a Jan (John) Cheese, thus making fun of the Dutch love for cheese.

And now, back to how people from the north (or anywhere) have found their retirement in the South.

susan says:

January 31, 2016

"Can a Yankee Find Retirement Happiness in the South?" The title of this thread lends itself to negative statements. One would ask: Is there something wrong with the people in the South? Can Yankees only be happy around certain types of people? The title has negative connotations toward people from the north and south.

Art Bonds says:

January 31, 2016

susan, you make a good point. The term Yankee can be used as a derisive term for someone generally North of the Mason Dixon line. Should the original post have been deleted for painting folks with a broad negative brush? Who titled the original article that way? That is probably why the title of Part Two has Northerner instead of Yankee.

Now here is further food for thought. If the Washington Redskins name is derogatory to Native Americans, then isn't the New York Yankees derogatory to all Northerners?

I'd better shut up now, probably treading too close to an imaginary line... ;)

elaine says:

January 31, 2016

Enjoying the discussion. Having lived in both the north and the south, I like "both better". The discussion reminds me of the good stuff in each place. I liked everywhere that I've lived except Wilmington, NC...but loved Chapel Hill, NC. Found that being single was more of a problem than anything mentioned here. So find where you are comfortable. I have found that my "ideal" place (which of course doesn't exist) has changed over the years, but mostly a reflection of my changing interests. If you had asked me in my late 30s, it would have retired to a ski area. But I still like being outside...just a warmer outside.

PS. Art, you are in trouble now! Its over the line! We will have to send all of us except Native Americans and Washington Redskins back "home". Where will they send me?

elaine says:

January 31, 2016

PPS. Does anyone consider FL "THE SOUTH?

Richard says:

January 31, 2016

My wife and I have looked at most of the coastal area from Wilmington, NC to New Smyrna Beach, FL for retirement over the past 8 years. For us, Amelia Island in #1, Ormond Beach, FL # 2 and Pawley's Island, SC # 3. With our retirement income, FL's lack of an income tax is a big consideration. Having spent a good deal of my career having responsibility for 7 facilities east of the Mississippi,I can tell you that if you treat individuals as you would want to be treated FIRST,and not wait to see how they treat you, you will not be disappointed and you will be happy and accepted wherever you live. Take care and be well.

Linda says:

January 31, 2016

February 1, 2016

We've visited much of FL in the past and are planning a trip to Amelia Island, St. Augustine and the Ormond Beach area in May.

Cyndi says:

February 4, 2016

Great blog and thanks everyone for these comments. We just sold a home and business in NH and have rented a condo in North Myrtle Beach till April 01 when we have to find a more permanent place. Having taken the advice from many blog posts here we plan to rent something to see if we like the area. Any comments on places/neighborhoods in this area? Thanks.

Valerie says:

February 4, 2016

People are people wherever you go, so it really doesn't matter which part of the country that you go to IMHO, and you're going to find people whom you like and connect with, and people whom you don't like and won't ever connect with, but you can say that about some of the people within your own family, for that matter. However, the important thing here is to respect everyone no matter what your differences may be. After all, nobody's perfect. That being said, me and my DH (both bred and born Pittsburghers) are really looking forward to relocating to the South.

Stacey says:

February 4, 2016

Janna, I went to St Augustine last year as part of my "discovery" trips. Loved it and think that's where I'll move to. In NYC now. I also want to check out Ponte Vedra Beach. Would love to hear about your impressions especially about Amelia Island

eva meller says:

February 5, 2016

Hi, Stacey

heading to Fla this Monday to visit friends who moved to Ponte Vedra and love it there.

(I am a former New Yorker, now living in Morristown, Nj..about an hour NW of NYC.

which community in St Augustine did you visit?

W hat in particular did you like about it?

what others places have you visited that" spoke" to you?

Thanks Eva

Carold says:

February 6, 2016

Please post your thougts after you visit Ponte Vedra as it is a place we are considering. The endless CCD fees are something to consider.

Stacey says:

February 6, 2016

Hey Eva:
I didn't look at any particular community. I stayed in a condo not on the beach. It was right near the Fountain of Youth. I loved the city. Will have to go back to check out different communities. I know that I do NOT want a 55 community. I prefer a mix of people. I stayed on Siesta Key which I loved But there's no way I can afford anything there. Also Sarasota is a larger city than I would like. I became friends with a lady who lives on the beach on Anastasia Island in St Augustine and will visit her

Jackie says:

May 28, 2016

I grew up outside of Philadelphia. I moved to Florida Keys in 1978 for 6 years. I was a little taken aback by law enforcement there, very open with brandishing guns compared to PA. Otherwise it was fine, few Yankee comments, but I know what I am. Lived in West Palm Beach and Fort Pierce until 1996. Had no problems. Returned to PA, travelled the south for work. Loved going there on business as everyone was nice. Mississippi, Alabama, Georgia, Louisiana, Texas. However, in traveling personally I am finding not so friendly reception. Vacationed in SC, got so tired of the sweet southern accent covering the nasty comment. Just in the course of shopping and asking questions. Even at times unsolicited because we were there my my "caw fee" is pretty unmistakable as northern. The weird thing is that my parents moved here from London, England after they married. They have no clue about some American things, even after all this time. I'm on my own to figure it out. I mastered the local accent as a child to avoid the teasing I got for my English accent, which became source of bullying when I started school. I learned an intentionally rough accent and slang to survive. We ended up moving to West Palm Beach for my daughter to attend college. Now that she's finishing, we're looking to move. It's just too busy and developing too fast. We've been looking up along the west coast of Florida, encountering some real rudeness. Like an underlying anger left from the civil war. Which by the way my people weren't involved in. Wrong country. My husband is from incredibly rural area of Western PA, he's a northern redneck, so he will probably fare better than me. I'm lingering around the Tallahassee area, I have relatives in Atlanta and Pensacola. they may be first generation in both places, but we're here. I am comforted by going into town and having college kids who are always more open around. At least I can breathe. I tried living in rural PA where my husband is from, it was pretty bad. If they don't know your kin they don't talk to you. Same thing with the church as people have maintained about the south. So not just a southern thing. More rural. A throw back to when people did not move for generations. I was actually refused service today in a restaurant west of Tallahassee, Lake Talquin area. Refused is strong, they just ignored me long enough that I finally left. Like waited an everyone but me. I am moving to the area anyway. My work involves travel, and is not based in town, I have a home office. My work is also in healthcare, universally necessary. Being first generation I have never fit anywhere.

Donna Dachs says:

September 14, 2016

Wondering how an independent, single, senior citizen from Maine would fit in with folks from NC. Friends of mine, a married couple, just moved to High Point, NC. Interesting reviews from folks who relocated from New England. What if you're not a member of any particular church? What if you stick to what you believe in? Must you be filtered when you talk? Is it best to move into an active senior development w/ folks from different states? I love to volunteer with homeless animals, retired activists, artists, and friends who like to swim, hike, and learn from one another. Love taking senior college classes and going on trips with other senior citizens. I don't have any family. I'm a retired educator. Thanks. I've lived and worked in Maine since 1969. Would I love it? To live there or just to visit?
Donna Dachs

Julie says:

March 5, 2017

If all you're worried about are conveniences and weather, then PLEASE don't move to North Carolina! If us natives have an attitude these days, it's because so many people are moving here who don't give two squats about our home.

This is my culture and heritage. Every breath I take is North Carolina!! Every cell in my body has Carolina engraved on it--from the top of my head to the tips of my toes. And now, it is getting overrun by hoards of people who only want what they can take from it. They don't have a clue what it's like to love the dirt beneath their feet. Litter? Um. It all depends on where you're at. My Mama raised me better than that!

North Carolina is NOT "neutrally" Southern. It is A VERY STRONG SOUTHERN CULTURE. We have Confederate statues, too. People in the Research Triangle area tend to think they're the entire state, and many of them--especially the transplants--live in insulated little gentrified suburban bubbles.

Most of the state is RURAL, and we love it that way. We love our fishermen and our farmers. We love hillbillies. We love bluegrass. We love the piedmont bluesmen. We love guns. In many of our counties, you will see miles and miles of good, decent poor people of all shades of colors living in trailers and driving pickup trucks.

Guess what? We're the state that produces the most TOBACCO in America! GASP!!!!

By the way, there are poisonous snakes, lots of bugs, and gators. Yes...gators, bobcats, bears, etc. The Wildlife people and the bubble headed media will try to tell you there are none, because they don't want you to freak out.

And yes, that wonderful weather includes hot, sticky, sweating in the shower weather. It's not hot because of climate change. It's hot, sticky, and humid, because it's the S-O-U-T-H.

If you're shocked by confederate flags, you'd better stay in California or Containment Area for Relocated Yankees (Cary).

March 6, 2017

March 12, 2017

The Two Travelers and the Farmer

North America

A traveler came upon an old farmer hoeing in his field beside the road. Eager to rest his feet, the wanderer hailed the countryman, who seemed happy enough to straighten his back and talk for a moment.
"What sort of people live in the next town?" asked the stranger.

"What were the people like where you've come from?" replied the farmer, answering the question with another question.

"They were a bad lot. Troublemakers all, and lazy too. The most selfish people in the world, and not a one of them to be trusted. I'm happy to be leaving the scoundrels."

"Is that so?" replied the old farmer. "Well, I'm afraid that you'll find the same sort in the next town.

Disappointed, the traveler trudged on his way, and the farmer returned to his work.

Some time later another stranger, coming from the same direction, hailed the farmer, and they stopped to talk. "What sort of people live in the next town?" he asked.

"What were the people like where you've come from?" replied the farmer once again.

"They were the best people in the world. Hard working, honest, and friendly. I'm sorry to be leaving them."

"Fear not," said the farmer. "You'll find the same sort in the next town."

Source: Personal recollection, Idaho, about 1950.

Louise says:

March 12, 2017

March 13, 2017

Heidi, we live in retirement part-time in Palm Beach County, FL, and have liked it so much, we're moving here permanently later this year from Connecticut. The vast majority of people who have moved here (retirees and others) are from the NYC area. Consequently, much of what those transplants from New York like is found here. Lots of culture, discussion groups (often leaning towards liberal ideas), great library system, huge numbers and types of restaurants, etc. There is a large range of prices and types of housing. Living cost are usually very reasonable. You can get to many places nonstop from the nearby Fort Lauderdale or West Palm Beach airports, including lots of international destinations from Fort Lauderdale. Miami, around an hour South on the interstate or turnpike, offers a myriad more things to do and see. On top of that, the weather is usually pleasant, especially from November through March. The other months are often hot (87-95 degrees for highs), but are tempered by frequent breezes from the ocean. And, of course, air conditioning is everywhere. I find humidity to be no worse than most places in the south, and I've lived in Texas, Louisiana, Alabama and central Florida (which is hotter than coastal areas). And the tree, flower and plant life is beautiful year round. Several nature preserves (Loxahachee and others) are easily available for viewing much local flora and fauna. These are my observations; others may have different thoughts. By the way, I grew up and spent my first thirty years in a small farming community in Kansas, so I've seen a lot of different ways of living. Oh, I forgot to mention the great beaches along the Atlantic, usually within five to thirty minutes from most places in Palm Beach County. (Final note: there is the possibility of hurricanes, mostly from July through October. It's always important to keep an eye on weather factors wherever you live. Being fully prepared is the best way to handle weather issues.)

Carole says:

March 13, 2017

Doc,
I remember reading that as a college student and thinking true enough! Moved quite a bit as a child and was always excited to do so mainly because I had a mom who told us how great the new place was and how interesting the different cultures would be!
Yes civility is important and it can be boring being around those with the same views. I like diversity in these things and being exposed to a different approach helps to refresh my thoughts and update them at times.

Diane says:

March 13, 2017

Clyde -
You mention flora and fauna in Florida, but not alligators that can be found in almost all bodies of water (both of my daughters live on ponds and both have their resident gator), palmetto bugs as big as a baseball, snakes that are not indigenous (until a few years ago) like the python and anaconda (pets that were let loose in S. Florida and made their way to other areas as well, lizards the size of combat boots and larger! My husband graduated from Florida Southern and his parents lived in Boynton Beach, so we know by which we speak.
Although both of our daughters live in Florida we quickly ruled it out because of the critters. We also like a change of season and my fair complexion, which living on the coast as a Navy officer's daughter has taken it's toll, would make a hermit out of me, venturing out only after dark (vampire?). No, you can keep the flora and fauna and the critters and sun, the heat and traffic, the snowbirds and tourists, I will take the less humid mountains of my beloved south.
There is no place prettier than the Smokies which do look like smoke from the distance, thus the name, or the Blue Ridge in the spring where I went to college. Perhaps I can actually grow a gardenia since I manage to kill one every year here in Central Virginia! Just praying we will sell our home and acreage quickly and settle down in Tennessee, where we know no one!
But we will! My husband will become active with the veteran's groups and I will join a historical society, or two, but no more Woman's Club or Garden Club - I became over saturated with those where we are now, and we will look for a church that will satisfy both of us, which is not going to be easy, but there will be one. We will look forward to a sense of community and neighborhood since I have done my homework, checked demographics, rented in the area three times, and learned where the regular folks live with no tourist rentals in the neighborhood. I have already contacted the Chamber of Commerce and City Hall and was sent a very informative 'welcome' packet.

I have also concluded that an active 55+ community is not for us! My brother and his wife are already, after just 3 months, overwhelmed in their new 55+ community in Summerville, SC and are wondering if they made a mistake. Would not mind finding another couple our age to play bridge, or other 'thinking' card games, but I don't want to be considered 'unfriendly' if I don't join half a dozen classes or groups, so we are looking for a friendly neighborhood, even an HOA is OK, but all those activities exhaust me just reading the lists! My brother has learned not to answer the phone and they try to slip away before they can be grabbed to do something else - they are just enjoying exploring the environs and visiting, occasionally, nearby grandchildren.

Others may enjoy the very busy social life, but we both have learned to appreciate our golden years and the opportunity to do nothing!

Diane says:

March 13, 2017

Oh, I forgot to add that both of my daughters, one in Boca Raton and the other in Bradenton (Tampa area), have had their home owners insurance cancelled! And they are the 3rd generation to use USAA! And my brother in Summerville is going through an evaluation process for his homeowners. So check and make sure your company will cover coastal areas. Oh and sinkholes in the center of the state!
I know I mentioned the traffic but my father-in-law bought a bicycle since he could get places quicker by that means of transportation than by auto within the local area. Yes, the beaches are great! I used to love them, but no more - and I remember how my mother-in-law dried up like a prune just from running errands and hanging clothes in the sun - she never went to the beach! My father-in-law did ride his bike to the beach since the salt water was suggested as a treatment for his psoriasis, but he paid late in life with multiple skin cancers that finally took his life. They both were of Italian heritage and had great skin for the sun, but daily exposure was even too much for them. They also moved down from NJ and loved Florida!
There are ways to live in Florida and be positively happy - particularly those who golf (we do not - and again the sun is a problem) or enjoy water sports, but we are bit too old and brittle to take on the surf and sun, but we do like to fish and we can do that almost anywhere!
I have to agree with those who suggest renting in the area for an extended stay before you buy! America is as diverse as we are and unless family is the reason for relocating, everyone can find a forever home where they will be happy. Just don't go into a community thinking that you can change it, any more than you can change us Johnny Rebs! We are proud of our heritage and don't want to continuously hear, 'but you lost!' We think we won by just being a Southerner! At least I do! I may have had 7 CSA direct ancestors but I have many, many more who were Patriots and fought for a free America! The cities are becoming more diverse as are university towns, and they are by far a better fit for someone who wants a forum for their Yankee ways and politics. There seem to be enough protests for any liberal to feel at home.
We are what we are and not many of us want to change - not at my age anyway!

Jennifer says:

March 14, 2017

Diane:

I have many of the same feelings that you do. I hate snakes and bugs and excessive humidity. I love the mountains and the Smokies are lovely. Where in Tennessee have you chosen to live? The state has much to offer. How does it rate as far as taxes?

I enjoyed reading your posts. A positive attitude makes a world of difference no matter where you choose to live.

ella says:

March 15, 2017

Diane,
Diane,
I am a Yankee, born and bred, and i love your March 11th post. I couldn't agree more (although i don't own a gun, and don't ever plan to! :) ) I'd like to discuss with you your choice of Sevierville, as i, too, am looking for a quieter life. For me, more closely connected to nature. I've been wondering if the Walland or Wear's Valley would be a better fit for me than Jonesborough, TN (very close to the large and busy Johnson City). I did think Sevierville would be too close to Gatlinburg and super tourism.

Would you be willing to contact me at : eleasharose@gmail.com
Then i could get really specific without boring everyone. If not, i'll just contact you on this site.

Thanks so much!
ella

Myquest55 says:

March 15, 2017

Jennifer - Tennessee has no income tax but the sales tax is the highest in the country. Check out more info on www.city-data.com for any community you are interested in. Very helpful site. Remember, education is NOT a priority in Tennessee. Good luck.

Diane says:

March 15, 2017

March 16, 2017

Louise -
I have read the reviews but, honestly, when someone has a good experience at a hospital, how likely are they to write a review? Not very! It's only those who need to 'vent' whose reviews turn up on the WWW!

Unfortunately I have a condition that requires university medical care since private physicians not only do not want to deal with 'it' but they don't have the expertise or equipment. Unfortunately most university medical colleges are in a city and that is the last place we want to live! We like the demographics in Sevierville and what I read about the hospital is that if they cannot handle a problem, they will transport to UT in Knoxville. I believe they have a courtesy van between hospitals but I have not been able to find the answer to that ? - and I think I need to go through the main hospital to find out. This is a requirement for us since I had to give up driving (cannot feel my feet due to spinal stenosis), and it is mandatory that we have at least a taxi service in case my husband cannot drive or needs to have a procedure where he needs a driver, and if he dies before I do, I need support. I know there is a medical van that will bill Medicare with a doctor's note, and I am well beyond being qualified!
This has been a very difficult decision and I have looked all over SC, GA and TN - I would include Alabama but my husband does not want to go that 'far'?
However, we do want to remain in the south as our daughters are in FL and our sons in VA - and we will be about halfway between my brother in NW GA and my husband's brother in Greenville, SC, but our search has been limited due to my medical condition and not wanting to live inner city - it has been a difficult search and until we sell the house and rent in an area, nothing is set in stone! I want to feel safe wherever we go and listening to sirens all night long is not high on my list of desirable sounds since we are back in the woods now and hear nothing but nature. I know we cannot duplicate this wherever we go since we need to be closer to people and civilization but it will be a huge change.
I honestly do not understand why the people from 'up north' or wherever want to change the place where they retire! If they don't like what they find, then leave and go live somewhere you feel comfortable! This is a big country and there is a place for everyone but the south is the Bible belt - we love our family - we love our military, whatever war - we love God and most of us are active in a church - we love our ancestors and are curious to learn more about them! We believe in observing a kind and peaceful Memorial Day, which does not honor all veterans (they have their holiday too), but honors our cherished deceased veterans. Save the fireworks until the 4th of July or Veteran's Day! We do not like protests or riots - we appreciate our police officers and respect the law - we honor the constitution and believe in it as written by our forefathers - it does NOT need to be changed!
The last place I would want to go is a place I dislike so much I want to change it! There is room for all and everyone should live somewhere they feel comfortable but why would they want to make it uncomfortable for those of us who have lived there all their lives! When I think back on the Atlanta of my teenage years and what it has become, I want to scream! It is no longer the city where we could walk from Rich's to Davison's and not feel afraid, or the city that can accept everyone - it is just another big city and could be picked up and put down in NJ and no one would know the difference! Atlanta was part of our heritage and it is gone, and now it seems, from what I am hearing, that everyone wants to change the rest of the south!
Yes, I treasure the stars and bars! The flag(s) that my great-grandfathers fought under - and they were not wealthy slave owners, but 'red neck' farmers who cherished their way of life and wanted to keep it that way. I am halfway between angry and sad from what i am hearing on this forum - if you don't like us, do not come to live here! We have no intention of changing to suit your political or other views and therein lies the problem! Florida is a GREAT place for you! But beware of small towns in mostly north and central Florida - you never know where you might see a rebel flag on the back of a pickup!

ella says:

March 16, 2017

MaryNB,
Have you even ever been to the South? I, too, have lived on both coasts, in Vermont, and several other places as well. Now i'm in NE Tennesse and i can't relate to even one thing you said. And JEB, you too.
I've found no hatred, no closed-mindedness. The people have been friendly and real. I have found no sugary sweet phoniness. When my husband and i walk through town (several times every week), we smile at and greet all the people we see and they do the same. Amazing! So far, this had been a very good experience for me.
So, i've got to say to all reading this post - If you're interested in Tennesse, check it out for yourselves.

Caps says:

March 16, 2017

Ditto's Ella, Bruce and Diane.
We also find the people here genuine and caring. I have to be careful about being too abrupt, as I wonder if they may think that I am rude.
We spent every vacation searching for a retirement home in East TN since 2009. We have rented here the last 3 winter's, and now we're building the home in which we plan to live out our remaining years.

Caps says:

March 16, 2017

Diane, I heard about a helicopter air lift subscription out here in East TN. I believe you "subscribe " for $69. Per year. Once you're a subscriber, they will air lift you for medical emergencies. I'm sorry I don't have any more information at this time, but we plan to subscribe, once we permanently move here.
We LOVE it here, and feel eminently blessed to have discovered our dream.

John Cowden says:

March 16, 2017

This is fascinating. I've been studying the map and planning a reconnaissance trip to the wide spots in the road--provided there is good golf nearby--from Greenville to Asheville to Knoxville. Based on a year or two of casual investigation, we're definitely leaning to the area of South Carolina from Greenville, north to the NC state line, i.e. Travelers Rest, Cliffs, other. Only recently did we give thought to Eastern Tennessee--enough elevation for cooler summers, better tax environment, beautiful country, and people who seem follow the Golden Rule. Now starting to look at Sieverville, Maryville, Walland, all the way to downtown condos in Knoxville. I think we need a comfortable environment--community, town, neighborhood--that isn't smothering, with natural diversions, the usual preferred accesses (arts, food, medical), and good golf nearby.

Btw, I'm a 64 year old California/Oregon lawyer living with my wonderful 63 year old Southen wife (Natchez, Buckhead). We won't afford a West Coast (Santa Cruz) retirement, but think the four season highland of the Western Carolinas may suit us perfectly. Plus, a daughter in Greenville (no grands) is sort of blowing us within 2-3 hours of there.

It's open to the floor. What are we perhaps overlooking, and what else would you care to share with us.

Thank you all.

Removing any talk of politics or religion from these posts kind of defeats the purpose of the discussion. For me the differences in politics between MI and SC have made my transition a lot more difficult. I knew that SC was much more conservative than MI before I moved here but it has been much harder than I expected. I think it is important to acknowledge the differences without being hateful to the other point of view. Some of the differences in governing have a big impact on your dairy life. We have much lower taxes in SC but we have really awful roads because the state assembly is too afraid to raise the gas tax. We have the 2nd lowest gas tax in the country and are at or near the bottom in road quality. We pay a minimal amount of taxes towards fire protection and as a result the fire station for our community has not been built yet. We live in a 55+ community that is part of a 10,000 home master planned neighborhood. Once the fire station is finally built it will only be manned 8-5, M-F. These are just a couple examples that are indicative of the political difference. I think they are important to discuss.

Clyde says:

March 19, 2017

There's a difference between discussing how the general political and attitudinal environment of an area may affect our retirements, and simply arguing politics. In my mind it is important to make sure I choose an area where I will, in the main, fit in during retirement. So I think some discussion of this issue is warranted. I trust John and Flo, and any others on the Topretirements team, to effectively monitor comments so as to deal with any that are purely a statement of political position. This is not censorship, but simply keeping the comments here primarily on the topic of finding a comfortable, appropriate place for each of us to find satisfaction in retirement. May we all be able to do that!

Admin says:

March 19, 2017

Thanks everyone for the many, many comments (370). We have received enough feedback from people upset about this topic that we have decided to close out Comments from this point. For everyone who wants to read what has been said, most of which have been enlightening, there is plenty to choose from!

To close if off, here is what we wrote to one of the people who thought we shouldn't have started this topic or should have closed it off earlier:
----
We ran a risk with the "Can a Yankee live in the South" articles but on the whole I am glad we did. So many people from the north have trepidations about living in the South (and so many Southerners are concerned about a Yankee immigration) that to leave the elephant in the room undiscussed seems like a lost opportunity. Over the years we deleted a lot of nasty comments and probably let some stand that we shouldnt have, in the spirit of trying to be a light-handed censor. Meanwhile most of the comments were enlightening and heartfelt.

At this point with 370 comments we can say a couple of things. One, people are intensely interested in the subject. Two, many interesting and illuminating points have been made. And 3, it is hard to imagine that there is anything new to be said. I am sure there is, but it runs the risk that it would provoke 100 more comments that have been made!

So I like part of your recommendation. We will keep it up because people can learn something from it. But we have today closed off new comments.

comments for this post are closed

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